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Fred Gruber   (#4)   

Basic Information

Westlake Village, CA
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First Rate powered by AmeriFirst Financial, Inc.
Certified Mortgage Planning Specialist
2625 Townsgate Road, Suite 320

Westlake Village, CA  

Personal Information

Additional Information

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Frank Tessel




Mission Statement:      

To assist my clients with sound financial strategies to secure appropriate financing and strengthen their financial futures.


Fred Gruber has over 40 years experience in the business community.  Using his excellent financial and analytical skills, he develops financial models and tools to present complicated concepts in simple terms.  Fred has provided thousands of mortgages for a variety of clients and scenarios; from simple to complex qualifying situations. 

Fred’s focus in educating clients is forefront; with guidance as the cornerstone of a practice that assists homeowners and buyers.  Fred will present multiple options to make sure the borrower has an opportunity to make the best decision in selecting an appropriate strategy for financing their home.  Fred uses a deep understanding of lending guidelines to uncover obscure options for borrowers, rarely leaving a stone unturned in the most complicated of situations.

Following a referral based business model, Fred recognizes that every transaction has two clients:  the borrower and the referring party.  Developing lifelong clients who become friends as well underscores his commitment to helping people achieve their goals.

The First Rate Team powered by AmeriFirst Financial, Inc. is a Mortgage Banker and Direct Lender with offices  in Westlake Village, California, located in the heart of the Conejo Valley Business District.  From its inception in 1989, First Rate Financial Group has become well known for its service, integrity and experienced loan consultants.   Now part of the AmeriFirst Family, First Rate looks to expand on the programs and service we have been known for.

For over 25 years, AmeriFirst Financial, Inc. has proudly assisted our clients in achieving the dream of homeownership.  
As we look to the future, we strive to become the lender of choice for real estate professionals through our commitment to provide unparalleled customer service and quality mortgage products. In order to gain and keep the trust of our referral partners, we make it a priority to hire the industry’s best talent. Our culture is built on pursuing excellence – the AmeriFirst professional has a desire to be the best, to keep improving. We all have a responsibility to make our origination team successful, and each department takes their responsibility to heart.

Contact Information:

Fred Gruber – Certified Mortgage Planning Specialist, Senior Loan Officer

First Rate Team powered by AmeriFirst Financial, Inc.

2625 Townsgate Road, Suite 320

Westlake Village, CA 91361


Fred Gruber License:                          NMLS #256707
AmeriFirst Financial, Inc.  License:   NMLS #145368

Direct Phone:  (800) 620-8802

Secure Fax:      (818) 475-5230